• Preheat oven to 180c/350F.
• Line the loaf pan with parchment/baking paper and a light spray of spray oil.
• Peel bananas and place in bowl. Use a fork or whisk to mash the bananas well until there are no large chunks.
• Add in the egg, oil, milk and brown sugar. Whisk well.
• Add in the rest of the ingredients (flour, bicarb soda, baking powder, salt).
• Mix well until the mixture just comes together and there are no longer any clumps.
• Place the Biscoff spread in the microwave for few seconds so it's runny.
• Pour a third of the banana bread batter into the pan, then 1/2 the melted biscoff, then another third of the banana bread batter. Follow with the last 1/2 of the biscoff and the final third of batter.
• Swirl with a butterknife or skewer
• Pour the banana bread batter into the loaf pan and place in the oven for 50-55 minutes.
• Banana bread is done when it is nicely browned on top. Place a skewer or knife in the highest part in the centre, if it comes out with wet batter, continue to bake for 5 minutes until the skewer comes out clean.
• Allow to cool down completely before removing from the pan.

Optional

• Once cooled, drizzle 1/2 a tablespoon of melted biscoff spread onto the bread, before slicing and serving.